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How Seller-Paid Interest Rate Buydowns Can Benefit You

December 17, 2024

How Seller-Paid Interest Rate Buydowns Can Benefit You

If you’re in the market for a new home, interest rates are likely a big factor in your decision-making process. That’s why we’re excited to offer interest rates as low as 4.99% on a 30-year fixed mortgage for select move-in-ready homes contracted by December 31, 2024. This limited-time opportunity is available on homes in North Alabama, with an equally competitive rate of 5% for select homes in Central Alabama.

Subject to meeting qualification requirements. Terms and conditions apply. Contact us for complete details.


What Is a Seller-Paid Interest Rate Buydown?

A seller-paid interest rate buydown is a financial incentive where the seller contributes funds to lower your mortgage interest rate. This results in reduced monthly payments over the life of your loan, helping you achieve long-term savings while making your dream home more affordable today.

For example, with a seller-paid buydown, you could lock in a rate significantly below the market average—keeping your monthly payments manageable while securing the home you love.


Benefits of a Seller-Paid Rate Buydown

  1. Lower Monthly Payments A lower interest rate      means you’ll pay less in interest each month, freeing up more room in your      budget for other expenses or savings.
  2. Increased Buying Power By reducing your      monthly payment, you can potentially afford a higher-priced home than you      initially thought possible.
  3. Immediate Savings Instead of waiting for      rates to drop in the future, a seller-paid buydown lets you lock in      savings at the time of purchase.
  4. Predictability With a fixed rate as      low as 4.99% (or 5% in Central Alabama), you won’t have to worry about      rising interest rates affecting your monthly payments.


Why This Offer Is Perfect for Today’s Market

Interest rates fluctuate, but with this offer, you’re protected from market volatility. If you’ve been on the fence about purchasing, this is your chance to make your move and save big.


Explore Your Options

Ready to see how this can work for you? Click here to view our available homes, and don’t forget to scroll down to use our mortgage calculator! This tool will show you exactly how much you’ll save with a rate as low as 4.99%.


Act Now—Time Is Limited

To qualify for this incredible rate, your contract must be signed by December 31, 2024. Don’t wait—homes are selling fast, and this offer is only available for select move-in-ready homes. Contact us today to learn more and take advantage of this exclusive opportunity.


Frequently Asked Questions About Interest Rate Buydowns

Q: What types of loans qualify for this offer? A: This rate applies to 30-year fixed mortgages on select homes. Our team can help you find the best financing solution for your needs.

Q: Is this offer available for all homes? A: The 4.99% rate applies to select move-in-ready homes in North Alabama, with a 5% rate available for select homes in Central Alabama. Reach out to learn which homes qualify.

Q: How does the mortgage calculator work? A: Our mortgage calculator is easy to use. Input your home price, down payment, and interest rate to estimate your monthly payment and see how much you’ll save with a reduced rate.


Contact Us Today

Our friendly team is here to answer all your questions and help you find the perfect home. Call or email us now to get started!

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