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How Seller-Paid Interest Rate Buydowns Can Benefit You
January 16, 2025
How Seller-Paid Interest Rate Buydowns Can Benefit You
If you’re in the market for a new home in Northport, Tuscaloosa, Athens, Elkmont, Huntsville, or Madison, interest rates are an important consideration. For a limited time only through February 1, 2025, you can lock in a 4.99% fixed interest rate for 30 years on select completed homes in both North and Central Alabama when financing with our preferred lender.
📞 North Alabama: 256-938-0318
📞 Central Alabama: 205-342-3940
Subject to qualification. Terms and conditions apply. Contact us for details.
What Is a Seller-Paid Interest Rate Buydown?
A seller-paid interest rate buydown is a financial incentive where the seller contributes funds to reduce your mortgage interest rate. This allows you to enjoy lower monthly payments for the life of your loan, helping make your dream home more affordable today and in the future.
Benefits of a Seller-Paid Rate Buydown
- Lower Monthly Payments: A reduced rate means smaller monthly payments, giving you more room in your budget for other expenses or savings.
- Increased Buying Power: Lower monthly payments may enable you to afford a higher-priced home than you thought possible.
- Immediate Savings: Take advantage of reduced rates now instead of waiting for future rate drops.
- Predictability: With a fixed 4.99% interest rate, you’re protected from future rate increases.
Why Choose This Offer?
Market rates can fluctuate, but this limited-time offer allows you to lock in a low rate now. Combine this with the convenience of financing through our preferred lender, and you’ll enjoy a smooth, hassle-free home-buying process.
Explore Your Options
Take the next step toward your dream home! Contact us today or use our online mortgage calculator to see exactly how much you’ll save with a 4.99% interest rate. But hurry—time is limited, and homes are selling fast!
Frequently Asked Questions
Q: What types of loans qualify for this offer?
A: This rate applies to 30-year fixed mortgages on select completed homes when using our preferred lender.
Q: Is this rate available in both markets?
A: Yes, the 4.99% rate is available for select completed homes in North and Central Alabama.
Q: How do I calculate my savings?
A: Use our mortgage calculator to input your home price, down payment, and rate to estimate monthly payments and total savings.
Contact Us Today
Our team is ready to guide you through the process and help you take advantage of this exclusive rate.
📞 North Alabama: 256-938-0318
📞 Central Alabama: 205-342-3940
Act now—this offer ends February 1, 2025!
